Cookie Policy
How we use tracking technologies to improve your experience on morenthysa.com
Last updated: March 2025
We're straightforward about how morenthysa.com tracks your interactions. This isn't some dense legal document designed to confuse you. Think of cookies and similar technologies as memory tools that help our website remember your preferences and understand how you use our budgeting resources.
When you visit morenthysa.com, small data files work behind the scenes to make your experience smoother. Some remember that you prefer dark mode. Others help us see which budgeting templates get the most downloads. And yes, some help us show you relevant content based on what you've explored before.
What Are These Tracking Technologies?
Cookies are tiny text files stored on your device when you browse websites. They've been around since the mid-90s and work like digital sticky notes. Our site places them in your browser, and they stick around for varying lengths of time depending on their purpose.
We also use web beacons (sometimes called pixel tags), which are basically invisible images embedded in our pages. They help us track whether you've opened an email we sent or visited a particular page. Local storage works similarly to cookies but can hold more information and doesn't expire automatically.
Session storage is temporary. It remembers information only while you're actively using the site. Close your browser, and it's gone. This is useful for things like keeping you logged in while you navigate between our budgeting calculators and resource pages.
How morenthysa Uses Tracking
Essential Functions
These keep the site working properly. Without them, you couldn't log into your account, save your budget preferences, or access our activity-based planning tools securely. They're non-negotiable if you want to use the site's core features.
Examples include:
Session identifiers, authentication tokens, security cookies that prevent fraud, load balancing cookies that distribute traffic efficiently
Functional Improvements
These remember your choices. Language preferences, display settings, which budget categories you've customized. They make your return visits more convenient because the site remembers how you like things set up.
Examples include:
Region preferences, accessibility settings, saved filters on our resource library, collapsed or expanded navigation menus
Analytics and Performance
We track how people navigate morenthysa.com to understand what's working and what isn't. Which budgeting guides get read most? Where do people get stuck? This information helps us make better decisions about what content to create and how to organize it.
Examples include:
Page view counts, time spent on different sections, click patterns, bounce rates, error tracking, device and browser information
Marketing and Advertising
These track you across websites to build a profile of your interests. If you've browsed our budgeting resources, you might see our ads when you're on other sites. They help us measure whether our advertising actually brings people to morenthysa.com who find value in what we offer.
Examples include:
Retargeting pixels, conversion tracking, ad impression counters, social media integration cookies from platforms we use
Real Examples from Our Site
You Visit Our Budget Calculator
Essential cookies log you in securely. Functional cookies remember your currency preference (AUD). Analytics cookies note that someone used the calculator and how long they spent on it.
You Download a Template
We track this download to see which templates are popular. If thousands of people download our activity-based budgeting template, we know to create more resources in that area.
You Leave Without Signing Up
Marketing cookies might show you a reminder about morenthysa.com when you're browsing other finance websites. Not aggressive retargeting, just a gentle nudge that we're here if you need budgeting help.
You Return and Create an Account
We can see the complete journey (visited calculator, downloaded template, left, came back) which helps us understand what converts browsers into users. This informs how we design the site experience for future visitors.
Taking Control of Your Privacy
You're not stuck with our tracking. Every browser gives you tools to manage cookies, though the settings are buried in different places depending on which one you use.
- Chrome users can visit Settings, then Privacy and Security, then Cookies and Other Site Data. You can block all cookies, block only third-party cookies, or clear existing ones.
- Firefox puts it under Settings, then Privacy and Security. Look for Enhanced Tracking Protection where you can choose Standard, Strict, or Custom blocking levels.
- Safari users on Mac should check Preferences, then Privacy, then choose whether to block all cookies or just cross-site tracking.
- Edge has similar settings under Settings, then Cookies and Site Permissions. You can block specific sites or categories of cookies.
- Mobile browsers have these options too, though they're often in slightly different locations. Check your browser's help section if you're struggling to find them.
Keep in mind that blocking all cookies will break most modern websites, including ours. You won't be able to log in, your preferences won't save, and some features simply won't work. We recommend blocking third-party cookies (the advertising ones) while allowing first-party cookies (the ones we set directly) if you want a balance between privacy and functionality.
How Long We Keep This Data
Session Cookies
These disappear when you close your browser. They're temporary by design and only exist while you're actively using morenthysa.com during a single visit.
Persistent Cookies
These stick around for a set period, anywhere from a few days to a couple of years. The exact duration depends on the cookie's purpose. Preference cookies might last a year so you don't have to reset your choices constantly.
Analytics Data
We typically keep aggregated analytics for about 26 months. This gives us enough historical data to spot trends without holding onto individual behavior patterns indefinitely.
Marketing Cookies
Third-party advertising cookies set their own expiration dates, usually between 30 and 90 days. We don't control these directly since they're set by the advertising platforms we use.
Third-Party Services We Use
We don't do everything ourselves. Several external services help us run morenthysa.com effectively, and they place their own cookies when you visit our site.
Analytics platforms like Google Analytics track how people use our site. Payment processors handle transactions securely when you purchase any of our premium resources. Email marketing tools track whether you open newsletters we send (if you've subscribed). Social media platforms place cookies if we've embedded content from their services.
These third parties have their own privacy policies that govern how they use your data. We choose partners carefully, but we can't control everything they do once they've collected information through their cookies on our site.
Changes to This Policy
We update this policy when we add new tracking technologies or change how we use existing ones. The date at the top tells you when we last revised it. Major changes get announced through a banner on the site, but you're responsible for checking back periodically if you care about the details.
Australian privacy laws give you certain rights regarding how organizations handle your personal information. This policy works alongside our main Privacy Policy to give you the complete picture of data practices at morenthysa.com.
Questions About Our Tracking?
If something in this policy doesn't make sense or you have concerns about how we're tracking your activity, get in touch. We're actual people who can explain things in plain language.
morenthysa operates in Australia and complies with the Australian Privacy Principles under the Privacy Act 1988. If you're accessing our site from outside Australia, be aware that your information may be transferred to and processed in Australia where our servers are located.
This cookie policy specifically addresses tracking technologies. For information about how we collect, use, and protect your personal information more broadly, please read our complete Privacy Policy available on morenthysa.com.